I looked into this when i was diagnosed last year.
My findings pointed to - Certain people are born with increased risk to developing T1D, at some point in their life they are exposed to something in their environment that triggers it. Most of what i read said it certain viruses can set off the body to attack the pancreas, destroying the beta cells, making us diabetic.
Some of the triggers were certain strains or types of viruses, but also i did read some papers stating something related to 'colder climates'. They say the locations that typically get cold weather have a much higher percentage of T1Ds, and more people develop it during the winter months.
Which fits my case. I am in Canada, Last year was apparently the coldest winter in my life time, and its when i developed my T1D.
So i can get behind the 'risk and trigger' theory. It makes sense, otherwise we would be born with it, so the potential has to be there, and something has to set it off.
EDIT - To add to this, when i diagnosed, i was never sick, no emotional or physical trauma. Nothing in my life 'suddenly changed' I had been living in the same place for years, with the same job, friends, gf.. Everything was normal, until one day things just went downhill... months later i was in the hospital. Still in good spirits.
TBH, sometimes i forget i have it lol I have lived 29 years without, and 10months with it, so between meals when i don't 'feel weird' or when i am doing things i love to do I forget its there. I hope to keep it this way as long as possible lol