Travel insurance

[JimmyCassidy]

Hi guys, got diagnosed with type 1 diabetes in April and I'm heading on my honeymoon in September, going on a cruise, having a bit of trouble finding decent travel insurance, can anyone point me in the direction of any decent companies? (I'm 30 and fit and healthy otherwise)

 

[noblehead]

Have you tried some of the price comparison websites?

 

[JimmyCassidy]

Yeah, seems when filling in my details a question they all ask is have you been in hospital in last 6 months which obviously i have been as was only diagnosed in April, this seems to flag up on all there automated systems and I run into bother, looks like I'll maybe have to do it the old fashioned way and actually talk to someone on the phone, or worse still, face to face .....

 

[noblehead]

There are some specialist insurance company's that deal with people who have life-long conditions like diabetes, I don't know how competitive they are but they may be worth a try if your struggling to find cover.

 

[britishpub]

I have just bought travel insurance from these....

http://www.holidaysafe.co.uk

after declaring my Hypertension and Type 2 Diabetes the premium remained the same.

 

[Deskdoll]

Try Allsafe 0843 459 1695, I found them very helpful and not too expensive but I haven't been in hospital in four years,

DD

 

[himtoo]

Hi Jimmy
congrats on the upcoming nuptuals and honeymoon

I use policy expert online www.policyexpert.co.uk
they have a phone number too 0845 000 1212

they have not loaded my annual european policy more than an extra £8-10 on top of a standard travel policy for the last few years.
the questionaire filled in online is comprehensive and when finished it gives you a choice of different insurers and their rates.

 

[azure]

I use this one:

https://www.allcleartravel.co.uk

I found them through the Diabetes UK website and I've used them a number of times over the years, both for short trips and longer trips. You can choose your level of cover and you get a discount for buying online. They cover pre-existing medical conditions.

Have a great honeymoon!

 

[Scimama]

Not all travel insurance covers cruises as cost of flying you from the ship to the nearest hospital is expensive.

We have been on a few cruises and used Sainsburys travel insurance, they paid out no problem for a Norwegian Cruise when our 18 month old was in hospital treated for meningitis day before we should have travelled.