Life insurance?

[ChrisTeapot]

Hi all,

I need to arrange life insurance as part of a mortgage and the first one I tried off moneysupermarket turned me down after the health survey where I was being honest. I feel a bit annoyed to say the least! I was expecting a larger monthly payment but not that.

Anyway, after feeling sorry for myself I thought I'd ask here. Is there a specialist place you guys use or is it a matter of trying a load?

I'm T2 and a bmi of 30.7 (but reducing!) and also have high BP.

Thanks!

 

[purplepenguin]

http://www.diabetes.co.uk/diabetic-life-insurance.html

This also happened to me years ago. I am hoping to buy a house next year and am worried I'll be turned down and never get to own my own home.

 

[noblehead]

Is there a specialist place you guys use or is it a matter of trying a load?

Just keep trying different companies, I got a decreasing term policy with a company called Cornhill Insurance which was later taken over by Phoenix Life, the policy was heavily loaded with me being a type 1 but (like you) I was refused insurance by some companies before then.

 

[ChrisTeapot]

http://www.diabetes.co.uk/diabetic-life-insurance.html

This also happened to me years ago. I am hoping to buy a house next year and am worried I'll be turned down and never get to own my own home.

Aha thanks for the link! Good luck. You don't need life insurance to get a mortgage if that helps.

 

[ChrisTeapot]

Just keep trying different companies, I got a decreasing term policy with a company called Cornhill Insurance which was later taken over by Phoenix Life, the policy was heavily loaded with me being a type 1 but (like you) I was refused insurance by some companies before then.

Thanks, I'll keep going! A good incentive to lose more weight for sure. It'd be interesting to see what difference a normal range BMI will have