Just looking for some members own recent experiences regarding a 3 year restricted licence and car insurance. I've a number of policies with various providers and have been on insulin for a few years now and of course a 3 year licence. I have always said that I have had a full UK licence for many years and that I have a DVLA notifed condition. Every 3 years, I get my licence and I do not experience hypo's. I noticed on a policy renewal that it stated that I didn't have a medical condition so I rang them to ensure that they had my condition registered.
I was taken back when I was told that I therefore didn't have a full licence that I had declared and that my renewal would increase!! I've done some browsing, mainly on this forum, and what I've seen is that it is illegal to do this as it is considered as being discrimination. This advice was over a year ago and I wondered what current experience was. I checked with another provider who confirmed that they didn't penalise holders and that they recognise the full licence along with a monitored licence. I rang my provider back who said that their licence options included a restricted licence and that they couldn't (or wouldn't) do anything.
Is this right?
I was taken back when I was told that I therefore didn't have a full licence that I had declared and that my renewal would increase!! I've done some browsing, mainly on this forum, and what I've seen is that it is illegal to do this as it is considered as being discrimination. This advice was over a year ago and I wondered what current experience was. I checked with another provider who confirmed that they didn't penalise holders and that they recognise the full licence along with a monitored licence. I rang my provider back who said that their licence options included a restricted licence and that they couldn't (or wouldn't) do anything.
Is this right?