Hi all, I went on the pump last June & was asked by the hospital to insure it. As I'm on benefits I can't afford household insurance, and the only co. which insures pumps separately (mentioned by others, above) was way too expensive for me. I trawled through old posts about pump insurance here and on Insulin Pumpers UK (IPk) group, as well as discussing it with my DSN. My DSN said in all her years as a pump nurse, she'd only ever come across one person who had their pump stolen - a young woman sunbathing..it was ripped from her by the thief who most likely thought it was an electronic music device or similar! I told her I couldn't afford to insure my pump & there's not much the hospital can do about that! They were ok about it. Also, there are quite a few folks on the IPk forum who travel abroad a lot and don't have their pumps insured - I guess it is very unlikely it will get stolen as it's attached to you and the pump co.s all seem to be totally happy to provide replacements/do repairs when people do have accidents with them, and, as is currently being discussed on the IPk, apparently they have a legal obligation to replace a pump under warranty if it malfunctions.
There seem to be a huge range of experiences with household insurance - people have had pumps added on for no added premiums through to refusals to add it on (they basically don't know what an insulin pump is & don't want to risk covering some obscure expensive medical device), and everything in between like reasonable very low extra premiums to very high extra premiums (again, ignorance about what the co. is covering, so treating it like some valuable piece of jewellery worth £3000).
Now as for my mobile phone which has just got water inside & decided to die, and wasn't insured...! I had a protective jelly sleeve on which collected condensation that got inside the phone!!! So much for trying to protect it.
Ingrid