Where are you silver?
In the Uk we have a National Insurance scheme , which is paid into by all working people. the money is deducted direct from salary.
This pays for the National Health Service, which was set up in 1947 to provide medical care for all. It was visualised as free at the point of service. It's no longer that way for everyone. Under 16, over 60 , mothers in the first year after the birth and people with certain chronic conditions supposedly get everything free. In reality, there are PCTs Primary Care Trusts, who administer the funds and put limits on things. Medicines are free to the patients listed above, but many PCTs restrict the number of test strips to T2 diabetics. T1s usually get what they need and lancets, needles and pens are free to insulin users. I as a 60+ T2 diabetic, get my medicines free, but am only allowed 100 strips per year. I buy my own above that number. I'm not alone. I believe that some people fund hteir own Byetta. My PCT won't fund the newer Liraglutide. there are ways of challenging PCT decisions. You rea about them in the paprs somettimes when terminal cancer paients fight to get a medicine , whichwill giv them a few more months of a better quality of life.
I believe there's even an inventeed unit called something like a "qual", which is a measure of time and quality of life and is used o calculate whether a drug will be funded. Another way of cutting costs is to insist that pharmacies supply generic drugs, instead of branded ones and newer products don't get prescribed if it's deemed that existing ones are good enough.
Some drugs can only be prescribed by hospitals and are not accesssible to GPs. For example, Mu=y husband is T1 with chronic Kidney disease and he's just been prescribed Eprex, which will be delivered by refrigerated delivery van direct to our fridge. I don't know what that costs, but it can't be cheap. Only the hospital can prescribe this. I comes in pre loaded pens and I asked my vet brother for hte price. He thought about £25 a shot. I can't have a tub of tet strips which cost them about £11