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How much did your car insurance increase by?

Discussion in 'Driving and DVLA' started by cyclonic, Nov 10, 2014.

  1. cyclonic

    cyclonic Prediabetes · Active Member

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    When you informed them you were diabetic?
     
  2. zand

    zand Type 2 · Expert

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    Nothing. I told them I was type 2 and they only wanted to know if I was on insulin or not. I informed them the first time when I was diet controlled and then again when I was put on metformin.
     
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  3. kitty55

    kitty55 Type 1 · Well-Known Member

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    Same here. I am running two cars and none of the insurances increased:)
     
  4. tim2000s

    tim2000s Type 1 · Expert
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    I've never seen a premium applied because I am a T1.
     
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  5. Emma_P23

    Emma_P23 Type 1 · Well-Known Member

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    I've never had any premium added and I'm type 1, they just add it to your notes that you are diabetic. Prices definitely shouldn't increase.
     
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  6. noblehead

    noblehead Type 1 · Guru
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    With car insurance there should be no increase due to diabetes alone, but you may find with other insurances (like life insurance for example) there will be if you've not taken one out before your diagnosis.
     
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  7. hels

    hels Type 1 · Well-Known Member

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    When I informed my car insurance that I was type 1 and using insulin they told me that it is illegal for them to discriminate and raise the premiums.
     
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  8. CarbsRok

    CarbsRok Type 1 · Well-Known Member

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    The above is quite correct :)
     
  9. cyclonic

    cyclonic Prediabetes · Active Member

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    Thanks very much everyone, I've been putting off my IGT test as I thought my insurance would rocket and the DVLA would revoke my licence, but 6.2 isn't quite diabetes is it?
     
  10. LaurieDenton

    LaurieDenton Parent · Newbie

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    Can you suggest a good car insurance firm for a diabetic please?
     
  11. Gaz-M

    Gaz-M Type 1 · Well-Known Member

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    yes mine is up on the 30th of the month and cant get a premium less than £381, 22 no claims or convictions or even a point my boss pays £240 for his car which is worth £10,000 and my mini cooper is worth £1500
     
  12. DizzyChick

    DizzyChick LADA · Well-Known Member

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    I previously had a 2004 vauxhall corsa and my insurance was just under £400 I was spending too much money on it so decided to treat myself to a brand new 15 plate corsa and my insurance has come down by £100.00 I questioned this as thought by having a new car it would increase as it is worth more money! I was told it was correct and they work the premiums out on the percentage of claims they have had for that model. the other point is the lower value your car is the more chance that if you had an accident it would be a write off as if the cost of repairs are 65% or more of the value they won't repair it so it would be more costly for the insurance company. My insurance are aware I am type 2 on medication but this has no impact on my premium
     
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