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Oh the sweet irony of it.......

Scandichic said:
Thank you! You are one of the kindest people on this forum! Feeling silly and a bit tearful which is daft really. I need to just grit my teeth and act on my plan. Sometimes it's hard being grown up - even if you are 43! Lol!
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Well !!!!! you are only 43 I have 10 years on you ;) but please don't tell anyone !!!!! :rolleyes:
We all need support at times, and it is good to share.....
I remember my early 40's back in the old NHS they were awful with job cuts and change , it was awful and so stressful .....I really did not think it would get better for a few years but it really did, you will at some point look back on this time and feel so much stronger for it ....
Keep staying positive , and you have those summer hols to look forward to ....
Crying ...well cry away it's all weight loss ;)
That was a little joke, but a good cry makes us feel better I always think, gets it out the system, you know what I mean ...
You take care, share and chat away anytime ....love Kat X
 
Kat100 said:
Well !!!!! you are only 43 I have 10 years on you ;) but please don't tell anyone !!!!! :rolleyes:
We all need support at times, and it is good to share.....
I remember my early 40's back in the old NHS they were awful with job cuts and change , it was awful and so stressful .....I really did not think it would get better for a few years but it really did, you will at some point look back on this time and feel so much stronger for it ....
Keep staying positive , and you have those summer hols to look forward to ....
Crying ...well cry away it's all weight loss ;)
That was a little joke, but a good cry makes us feel better I always think, gets it out the system, you know what I mean ...
You take care, share and chat away anytime ....love Kat X
Click to expand...
:)
 
Kat100 said:
Well !!!!! you are only 43 I have 10 years on you ;) but please don't tell anyone !!!!! :rolleyes:
We all need support at times, and it is good to share.....
I remember my early 40's back in the old NHS they were awful with job cuts and change , it was awful and so stressful .....I really did not think it would get better for a few years but it really did, you will at some point look back on this time and feel so much stronger for it ....
Keep staying positive , and you have those summer hols to look forward to ....
Crying ...well cry away it's all weight loss ;)
That was a little joke, but a good cry makes us feel better I always think, gets it out the system, you know what I mean ...
You take care, share and chat away anytime ....love Kat X
Click to expand...
Feel a lot better now. Went to barbie and spent afternoon with good friends.
 
I can't sleep so browsing I have only just noticed this. Hope I am not intruding, but as it is on open forum will risk it. You can ignore if you like.

Scanichic, I am old enough to be your ma, just. When I was in my late 30's with small children something similar happened in our family. I was not able to work, husband was in a job that was well paid , but this was the 80's when there was so much unrest, and strikes and work lay offs we got in a right old mess. Payday weekly was Thursday, I could buy enough food for the weekend, then was first in the queue at the post office on Monday for child benefit, which was then paid weekly, which I had to eke out until Thursday. We dreaded unexpected expense, and when that did occur we used the credit card. Soon when the credit card bill came in we could only afford the minimum payment, and then had to start buying food with the credit card. It seemed so unfair, as I guess it does to you, that we had worked so hard, yet we were so saddled with debt, and couldn't see the way out.
I don't know if it would be a solution for you, but we went to our bank and explained the predicament to the manager. We managed to have the debt covered by increasing the term of our mortgage. We immediately cut up the credit card and haven't had one since. We sometimes felt guilty that we were not able to give our kids expensive holidays and such like, but they are grown up now, and they tell me they would not swap our camping holidays, and home made fun for package hols etc. they loved getting clothes from someone elses hand me downs etc.

We never did manage to get the benefit of two full time salaries ever again. We thought we would always be poverty stricken, but just by being careful, without being too frugal we managed to get to where we are now. Kids successful and independent. Husband and I, both retired before age of 60. Enough to live on comfortably. There is light at the end of the tunnel, just that I guess you feel that light is out of reach right now.
Sorry you feel down. Hope that with end of term coming you can enjoy some fun times with your family.
Pipp
 
Pipp said:
I can't sleep so browsing I have only just noticed this. Hope I am not intruding, but as it is on open forum will risk it. You can ignore if you like.

Scanichic, I am old enough to be your ma, just. When I was in my late 30's with small children something similar happened in our family. I was not able to work, husband was in a job that was well paid , but this was the 80's when there was so much unrest, and strikes and work lay offs we got in a right old mess. Payday weekly was Thursday, I could buy enough food for the weekend, then was first in the queue at the post office on Monday for child benefit, which was then paid weekly, which I had to eke out until Thursday. We dreaded unexpected expense, and when that did occur we used the credit card. Soon when the credit card bill came in we could only afford the minimum payment, and then had to start buying food with the credit card. It seemed so unfair, as I guess it does to you, that we had worked so hard, yet we were so saddled with debt, and couldn't see the way out.
I don't know if it would be a solution for you, but we went to our bank and explained the predicament to the manager. We managed to have the debt covered by increasing the term of our mortgage. We immediately cut up the credit card and haven't had one since. We sometimes felt guilty that we were not able to give our kids expensive holidays and such like, but they are grown up now, and they tell me they would not swap our camping holidays, and home made fun for package hols etc. they loved getting clothes from someone elses hand me downs etc.

We never did manage to get the benefit of two full time salaries ever again. We thought we would always be poverty stricken, but just by being careful, without being too frugal we managed to get to where we are now. Kids successful and independent. Husband and I, both retired before age of 60. Enough to live on comfortably. There is light at the end of the tunnel, just that I guess you feel that light is out of reach right now.
Sorry you feel down. Hope that with end of term coming you can enjoy some fun times with your family.
Pipp
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Of course I don't mind!
You have described us perfectly! Hubbie has managed to get a bit of extra work over the summer. I rang up credit card and spoke to them. Now agreed to pay a certain amount off. Daughter really excited about party in the park and friends have stepped in and agreed to come along so hopefully the weather will hold and she'll have a nice time. We should have accepted our situation and dealt with it earlier so hopefully well gradually be able to clear it all though I think it'll take a couple of years. I just need to apply the same zeal to it that I have to my diabetes and weight loss. Thank you! People on this forum are so kind!
 
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