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<blockquote data-quote="buckmr2" data-source="post: 622370" data-attributes="member: 39701"><p>What's cheapest for one is likely not to be for someone else as everybody's circumstances are different....'how long is a piece of string". springs to mind!</p><p>Excess, job, age , mileage, car model, postcode (if your neighbour has claimed it can increase your premium as you're then classed as being in a higher risk area!) and numerous other things affect your premium. Working in an extremely busy insurance approved bodyshop some insurers insist on 3rd party aftermarket parts, some on genuine etc . Sometimes it may pay to go direct to an insurer rather than through a broker.</p><p>As said above insurers aren't allowed to increase your premium due to diabetes as long as DVLA are aware and have issued a licence otherwise it could be construed as discrimination.</p><p>With my insurance I added a parent as an additional driver which also brought my premium down approx 20% even though they're unlikely to drive my car and I'm in my 40's!</p><p>Good luck.</p></blockquote><p></p>
[QUOTE="buckmr2, post: 622370, member: 39701"] What's cheapest for one is likely not to be for someone else as everybody's circumstances are different....'how long is a piece of string". springs to mind! Excess, job, age , mileage, car model, postcode (if your neighbour has claimed it can increase your premium as you're then classed as being in a higher risk area!) and numerous other things affect your premium. Working in an extremely busy insurance approved bodyshop some insurers insist on 3rd party aftermarket parts, some on genuine etc . Sometimes it may pay to go direct to an insurer rather than through a broker. As said above insurers aren't allowed to increase your premium due to diabetes as long as DVLA are aware and have issued a licence otherwise it could be construed as discrimination. With my insurance I added a parent as an additional driver which also brought my premium down approx 20% even though they're unlikely to drive my car and I'm in my 40's! Good luck. [/QUOTE]
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