Type 1 Life Insurance for type 1

Messages
2
Type of diabetes
Type 1
Treatment type
Insulin
Hi,
I am looking for life insurance, I am aged 45 and type 1 for 3 years now, any help appreciated

Thanks
 

AndBreathe

Master
Retired Moderator
Messages
11,350
Type of diabetes
I reversed my Type 2
Treatment type
Diet only
Hi,
I am looking for life insurance, I am aged 45 and type 1 for 3 years now, any help appreciated

Thanks
Have you tried the usual route, via an IFA?

Overall, the loading, or availability of cover will be based upon your overall situation, including any other health conditions, or complications you may have.. Whilst premiums will be loaded to reflect an increased risk, T1 shouldn't automatically exclude you from life cover. It will almost certainly preclude you from Critical Illness Cover though.
 

donnellysdogs

Master
Messages
13,233
Type of diabetes
Type 1
Treatment type
Pump
Dislikes
People that can't listen to other people's opinions.
People that can't say sorry.
T1 does load a premium on to life cover and many will just refuse and you would be very lucky to find any company that covers you for critical illness.

Please let us know if you do find one.. I think diabetes.co.uk advertises life cover somewhere for diabetics..