Apologies for my ignorance but nobody has mentioned pump insurance before. So I don't know how it could be robbed as it's always on me and if it breaks I was told Medtronic have a good product care so I didn't figure it was necessary but then the same argument could be made for my iPhone and I insure that! However it appears to be something I should have done! The idea of not having it at all now makes me freak out! Has anyone ever made a claim or heard of someone who has? It's kind of obvious now that you might insure something so expensive and life sustaining, odd it didn't occur to me as necessary! Think I'm still dizzy trying to figure out my ratios and basal rates.
My pump will be repaired or replaced by the manufacturer if it has a fault, no questions asked, under its warranty. Not an insurance issue. But if I should drop it, crush it, throw it out of the window or forget to take it off when I go swimming - that's my responsibility, and the CCG is under no obligation to fund a replacement or repair if it comes a cropper thanks to an accident or mishap on my part. That's why insurance is recommended.
This is my first pump, and I cannot get a new one for four years after I got the pump, because that's when the warranty expires - that's when I can get a new pump from the CCG - funded. If I break it before then, and can't afford to replace it if it's not insured, well, I'd be back on MDI. No thanks! I've got another 2.5 years with this pump, and it's very much insured.
Your home insurance should cover it as a specific item if you ask them
@eabhamurphy - I don't even think our insurers increased our premium even, when we rang them.
