Just wait till you have informed DVLA and your car insurers (which by law you have to), tried getting travel insurance, life insurance , , , and perhaps you will start to see "why the worry"!!grabcol said:Well after 15 monthe they have finaly put me on insulin . . . so easy don't see why the worry.
Dennis said:Just wait till you have informed DVLA and your car insurers (which by law you have to), tried getting travel insurance, life insurance , , , and perhaps you will start to see "why the worry"!!grabcol said:Well after 15 monthe they have finaly put me on insulin . . . so easy don't see why the worry.
What oral meds were you on and what dietary changes did you make after you were diagnosed?
Its a common misconception. It is a legal requirement that you must inform your car insurer if you commence insulin treatment. The insurer may choose to do nothing other than to note it on your records, but they are allowed to reassess your premium on the grounds that there has been a change in your health and/or medication. All insurance is based on the insurer's assessment of the risk that you pose to them. This is why a young male driver can legally be charged more than a female driver of the same age, and an older driver will be offered a lower rate than a younger driver. Its not age or sex discrimination - it is simply a different actuarial risk factor. Someone who is diabetic when applying for insurance will generally be offered a higher premium rate than a non-diabetic, not because of discrimination but simply because of what the insurer regards as a higher risk.lionrampant said:Actually, I've always been told that car insurers aren't allowed to adjust your premium as a result of you being a diabetic on insulin. I don't know what the situation is now, but it's never effected me.
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