Examples of services which must not discriminate against you if you are disabled include services provided by: hotels, banks, building societies, solicitors, local authorities, advice agencies, pubs, theatres, shops, telesales, railway stations, churches, doctors, law courts and public transport. It does not matter whether the service is free or has to be paid for.
Generally speaking, insurance companies are not allowed to discriminate against you if you are disabled, but they may sometimes be able to treat you less favourably if they can show that this is based on reliable information about insurance risk