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DVLA

smitha

Active Member
Messages
31
This question has probably been asked many times, so bear with me if Im boring!!
Do I need to inform the DVLA of my diabetes? Im t2 and diet control, no meds. I was on 2x metformin, but came off 4 months ago to see if I could control without. My diabetes nurse is aware of this.
I know I had to inform my mortgage company when we re-mortgaged recently.
Thanks
smitha
 
If you are not on any medication likely to make you hypo then I don't think you need to inform them.
 
Found this:
 
If you drive for a living HGV(LGV) or PSV(PCV) you are duty bound to inform DVLA, regardless of medication or not.

As I understand it, if you are not a "proffesional" "vocational" or whatever the current term is then you only need inform if on medication of any type.
 
thankyou all for your replies. I gather the same applies for my car insurance too?
Cheers
smitha
 
smitha said:
I gather the same applies for my car insurance too?
Hi Smitha,
Unfortunately no. You must inform your car insurers, even though you don't need to inform DVLA. The reason is simply that if you were to have an accident and not told them about your diabetes then they can (and WILL) claim that you have failed to advise them of a material condition that could affect you insurance and then use this to avoid paying (but they also won't return your premiums!). Once that happens then you are also technically driving whilst uninsured so can be prosecuted by the police.

Nearly all insurers will generally not increase your premium but will simply note your record that you are diabetic. If your insurer does try to jack up your premium then look for a different insurer at the first opportunity.

Edited by Dennis: Forgot to add that if you have a travel insurance policy then you must also inform them, and many travel insurers will either increase your premium, or simply exclude any claim that you might make as a result of your condition. This is why there are specialist insurers who provide travel insurance for diabetics.
 
What Dennis said plus, advise any insurance company where diabetes may be an issue, (think health, life, travel, income assurance etc.) Insurance policies are contracts of " Uberrimae fidei" or "utmost good faith", if you fail to disclose any relevant information, even as an oversight, the companies may, and usually do refuse to settle claims.

Better safe than sorry.
 
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