I can help with costs for MDI for Germany. I don't have experience with pumps.
Health insurance cost varies depending on income. I'm with AOK Baden-Württemberg. I'm not sure if coverage varies state to state or between different insurance companies.
I'm Type 1. I'm not sure if the below would apply to any Type 2s reading this.
- Test strips are free
- I got one glucometer from the hospital and I purchased a second one by choice (€10 for the same model)
- FreeStyle Libre costs €30 a quarter for 7 sensors (AOK Baden-Württemberg is switching all FreeStyle Libre users over to Libre 3 this year)
- A box of 5-10 insulin pens costs between €5-10
- Most prescriptions, including needles, lancets and tablets, are capped at €5-10 each
- Ketone test strips are free (I've been given both urine and blood test strips)
- A glucagon kit costs €5
I've never had any prescriptions or requests for tech, like FreeStyle Libre, refused or questioned by my endo, GP or insurance.
I have 3-4 appointments a year with my endo. Each appointment lasts about an hour, but this probably varies between clinics. They do a blood test and urine test at each appointment and the lab posts the results to me. When I have an appointment with my GP, they also do a blood test if there's enough of a gap between my endo appointments.
I was only diagnosed just over a year ago and I was diagnosed here, so I don't have a whole lot to go on or another country to compare to, but I've had a really good experience as a new diabetic in Germany.