I tried a few year ago and decided against it, even though they say no medical there is dozens of questions and phone calls back and forth - when I worked out what they wanted a month and what I was insured for I was going to be paying for nothing by the time I was 63. Planning on living a lot longer than that and wasn’t going to be giving them money for 15 plus years that wasn’t coming back to me. Bought a funeral plan instead - I’m 60 this year and I’ll have paid for my funeral by next year. Also having a funeral plan everything is organised and your wishes met at the price you buy at the time. Makes much more sense to me.