Travel Insurance Survey

Hello guys, :lol:

Im working on a project looking at the experiences of people with pre-existing medical conditions and the insurance industry. Travel insurance, traditionally has been a headache for many people even more so if your condition doesnt meet the requirements set on a computer screen.... so we are looking to record feedback so we can demonstrate to the industry that there is a real problem with obtaining insurance and work to get the system changed.

please follow the below link to complete the survey - It will only take a maximum of 5mins to complete but will help to make a big difference

http://tinyurl.com/genetics-insurance

If you have any problems/ questions about this please get back to me

ben@gig.org.uk

thanks for posting that info tub, indeed it was launched back in October and I’m just trying to get some more replies to it to add weight to the research we are conducting.

As Tubs mentioned we are not affiliated with any insurance companies, we are very much a patient led organisation and the reason we are conducting this research is on behalf of some of our members who have raised concerns at problems in obtaining insurance.

We know there are specialist insurance companies out there dealing with specifically with Diabetes, and we are also aware that this specialist cover can sometimes be in proportionately expensive. Many insurers seem to think that Diabetes is of no problem and can be underwritten normally, which often is the case but if this is so then why do so many people still experience problems? If the insurance companies don’t think there is a problem then it wont get fixed.

We are also keen to look at the way in which insurance companies are communicating with consumers with pre-existing medical conditions, are they ensuring that everything “that needs to be disclosed” is disclosed and why is there still so much confusion in regards to the cover granted by the EHIC card.

The travel insurance industry is also only JUST started to be regulated (although by the FSA) so we are keen to see if this will make any difference too. We are just after the thoughts of patient support groups and individuals.

haha, agreed Dennis, I am a bit confused as to why the powers that be chose the FSA to regulate a rather large insurance sector given their urm dubious track record with pretty much everything else, but I suppose trying to apply logic to these things is a fruitless task. I realise that some of the smaller more specialist guys can be great value for money especially given that they are often able to create a tailored product, although we've only spoken to some people that find them slightly on the expensive side so its great to hear from someone who has found a good deal…

as you say NU certainly aren’t the only ones to not accept people because of the much quoted 'change in underwriting' excuse, many others have done the same, refusing to accept people one minute then welcoming them back the next, must be the most bi-polar industry in existence! :lol: :lol:

p.s We did think it a bit rude to ask ladies their age and so missed out a key demograpic urm on purpose :roll: But thanks for pointing the age thing out julie! oops! just missed out a good cross section of ages there, I will get that changed asap but as I always say, if in doubt just round down!

if anyone else has any feedback on the survey please let me know!

Ben