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Thanks for the replies. Geoff, he wasn't self employed when he took the loan out he got made redundant and decided to start his own business, although he didn't claim on the PPI in the mean time (like a fool) but to be honest I don't think the bank asked him about it, so it could be a little...

Hi all. Sorry to make my first post a question but am after a little advice for my father in law. He is type 1 and has been for many years. About 5 years ago he took out a loan and had payment protection insurance (PPI) as the bank recommended it. Last August he had an accident at work which...