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Some life cover policies come with "event options" whereby you can increase the sum assured when certain events are triggered such as moving home, having kids etc, which also may not need any further underwriting, medicals etc. Check your existing policy and never cancel any life cover...

Greetings, I have been lurking round the forum without posting for ages and feel a bit of a banana for not posting earlier. I started to get this when I was 30 (I'm now 40) they kept testing my blood with outbreaks trying to link it diabetes until 10 years later I was finally diagnosed with...