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<blockquote data-quote="Minnie45" data-source="post: 1348926" data-attributes="member: 131752"><p>I guess it depends on the insurance? My cousin lives in the US, her insurance used to cover everything, then she had a $6,000 annual deductible imposed, she decided to self fund her diabetes care (thankfully she is working) but felt it more cost effective to forgo her pump and CGM to self fund her diabetes care. Her insurance is there for emergencies/surgery etc. A friend who also lives in the US has a minimal deductible but in the last 8 months has had her insurance company refuse her insulin, they insisted she had an alternative so to comply she did, only a few months later for the insurance company to refuse to cover that one and to go back on the original. I find it scary that an insurance company can make such important decisions based on a whim. Whilst I do not think our NHS is perfect, far from it, it is reassuring to know that I do not have to worry about my daily supplies. (Hopefully these aren't famous last words)</p></blockquote><p></p>
[QUOTE="Minnie45, post: 1348926, member: 131752"] I guess it depends on the insurance? My cousin lives in the US, her insurance used to cover everything, then she had a $6,000 annual deductible imposed, she decided to self fund her diabetes care (thankfully she is working) but felt it more cost effective to forgo her pump and CGM to self fund her diabetes care. Her insurance is there for emergencies/surgery etc. A friend who also lives in the US has a minimal deductible but in the last 8 months has had her insurance company refuse her insulin, they insisted she had an alternative so to comply she did, only a few months later for the insurance company to refuse to cover that one and to go back on the original. I find it scary that an insurance company can make such important decisions based on a whim. Whilst I do not think our NHS is perfect, far from it, it is reassuring to know that I do not have to worry about my daily supplies. (Hopefully these aren't famous last words) [/QUOTE]
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