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Car insurance cancelled after switch to insulin

M

MrsD013

Newbie
Messages
1
Type of diabetes
Treatment type
Insulin
Hi
My husband (T2) recently switched over to insulin so notified DVLA and was issued a 3 year restricted licence.
On notifying his insurance company they have promptly cancelled his car insurance with immediate effect as I quote ‘people on restricted licences are not a risk they are willing to insure’. How is this even legal? Is this something other people have faced?
 
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It does happen my advice is try another company. I used to use direct line , I now have a motobility vehicle and their insurance is with direct line now too ( please excuse the non capital letters I’m feeling lazy)
 
Well they can do what they want. Legal doesn’t come into it. We are with Saga. They are not interested in 3 year licenses, to be fair many of their clientele will be on them. They were not bothered about me being Type 1.
 
I have never had this problem. I find insurance companies have little interest in my restricted licenses (although I always declare it).
I believed that they cannot charge more to insure a driver on a restricted license as this would be disability discrimination so I am surprised that they can cancel an insurance.

I tend to shop around for my car insurance and over the years since my diagnosis, I have used Admiral, MoreThan, LV, DirectLine, Halifax and probably others. All have been happy to insure me to drive.
 
Been with a few different companies, and never had a problem, so I'd shop around for a good deal.
 
When I was issued a 3 year license, I contacted my insurance company and there were no problems, they didn’t even charge me for making changes.
 
I've been with Aviva for years always with a three year license and never had a problem ! I thought the rule was if you've a full license you are deemed fit and able to drive and shouldn't be refused or charged extra as you are not anymore risk than anybody else , if you were you wouldn't be issued with one in the first place .
 
I will say times have really changed back in the 80s I tried numerous companies no joy was like I had leprocy , one insurance lassie asked me how many units of insulin I took when I replied she said “the thats a lot” I said when did you become a diabetic consultant needless to say her company wouldn’t insure me. Thing nowadays are so much different with refusals being the exception rather than the rule
 
This is the attitude that all my insurance companies (UK, Australia and now NZ) have taken. Presumably @MrsD013 's husband's insurance company don't insure over 70s either, as their licenses are also restricted to 3 years?
 
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