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Message: <blockquote data-quote="CHardy77" data-source="post: 2735499" data-attributes="member: 199586">Hi each, Unsure if it’s been posted already - too many (high quality ) posts above to read through - but I do remember, and now follow, an Money Saving Expert tip explaining that, importantly, price is definitely influenced by WHEN you seek the quote. 21 days in advance of the start of a policy is the best time to obtain a quote - lots of actuarial considerations influence this, like hasty people are thought to look early and careless / less careful people to look late.  Those factors are really important to the actuaries who set the rates.   You don’t need to accept the quote immediately as, typically, they last 30 days but you do need to get them in advance of the start date.  Oh, and do shop around and do play insurers off against each other as they will want your business.Hope this helps.</blockquote>

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