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<blockquote data-quote="ConradJ" data-source="post: 417954" data-attributes="member: 66676"><p>Insurance companies <strong><u>MUST NOT</u></strong> penalise diabetics per se; they must have a valid reason - and data to back up their stance - as to why you personally should be charged an additional £700 due to your diabetes: DVLA and ABI data has often shown that T1D's are less likely to be involved in an accident - most of us are too terrified of DVLA's current stance to risk an incident where our BG levels could be used against us even if the accident was clearly the other person's fault.</p><p></p><p>So here's what I would do:</p><p>1) Print out the quote with your diabetes mentioned, and then print out the quote where the only change you make is not mentioning your diabetes;</p><p>2) Then complain to the company - you now have proof that they are breaking the law;</p><p>3) If you get no joy from them, complain to the Financial Services ombudsman and the Association of British Insurers (<a href="https://www.abi.org.uk/" target="_blank">https://www.abi.org.uk/</a>); send copies of your complaint and evidence to the Equalities and Human Rights Commission (<a href="http://www.equalityhumanrights.com/" target="_blank">http://www.equalityhumanrights.com/</a> and Diabetes UK - it is a criminal offence to discriminate against someone because of their disability... and T1D is a disability.</p><p></p><p>Kick them where it hurts!</p><p></p><p>And, if that's too long to wait then get onto a price comparison site, find a better insurer and then leave the current buns of anal effluence... They don't deserve our business - if they don't budge, tell us who they are and we can all steer clear of them.</p><p></p><p>Grrr! :evil:</p></blockquote><p></p>
[QUOTE="ConradJ, post: 417954, member: 66676"] Insurance companies [b][u]MUST NOT[/u][/b] penalise diabetics per se; they must have a valid reason - and data to back up their stance - as to why you personally should be charged an additional £700 due to your diabetes: DVLA and ABI data has often shown that T1D's are less likely to be involved in an accident - most of us are too terrified of DVLA's current stance to risk an incident where our BG levels could be used against us even if the accident was clearly the other person's fault. So here's what I would do: 1) Print out the quote with your diabetes mentioned, and then print out the quote where the only change you make is not mentioning your diabetes; 2) Then complain to the company - you now have proof that they are breaking the law; 3) If you get no joy from them, complain to the Financial Services ombudsman and the Association of British Insurers ([url]https://www.abi.org.uk/[/url]); send copies of your complaint and evidence to the Equalities and Human Rights Commission ([url]http://www.equalityhumanrights.com/[/url] and Diabetes UK - it is a criminal offence to discriminate against someone because of their disability... and T1D is a disability. Kick them where it hurts! And, if that's too long to wait then get onto a price comparison site, find a better insurer and then leave the current buns of anal effluence... They don't deserve our business - if they don't budge, tell us who they are and we can all steer clear of them. Grrr! :evil: [/QUOTE]
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