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Type 1 Diabetes
Coming to live in Aus, need some help with health insurance
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<blockquote data-quote="TonyHancock" data-source="post: 1788535" data-attributes="member: 468382"><p>Yep AUS$5k per year. It is the top end cover and the prices vary considerably depending upon what level of cover and what "extras" you want. (Extras include dental)</p><p></p><p>A standard consultation with my GP is AUS$74 and I get AUS$37.05 back from the government. Private health insurance does not cover this.</p><p></p><p>I had a tooth extracted last week and the cost from the dentist was AUS$455 - I got back 200 and then another 50 as a package bonus. (My policy is an older one and has no excess and I am reluctant to change coz all new ones seem to have an excess now - part of my policy allows me to get cash back over the years membership.) [I play the frequent flyer "game" and quite frankly even the most complicated aspects of that are way simpler than private health schemes in Australia.]</p><p></p><p>To be honest the whole public/private split in Australia is confusing and complicated. I'm with Medibank and it has it's "own" providers - if I visit one I will not be out of pocket...depending upon what they are providing.</p><p></p><p>Initially though you will be on a different policy because you don't have permanent residency. I guess it will be more akin to a travel insurance policy.</p><p></p><p></p><p></p><p>That is what I would do now I have plenty of hindsight!!</p></blockquote><p></p>
[QUOTE="TonyHancock, post: 1788535, member: 468382"] Yep AUS$5k per year. It is the top end cover and the prices vary considerably depending upon what level of cover and what "extras" you want. (Extras include dental) A standard consultation with my GP is AUS$74 and I get AUS$37.05 back from the government. Private health insurance does not cover this. I had a tooth extracted last week and the cost from the dentist was AUS$455 - I got back 200 and then another 50 as a package bonus. (My policy is an older one and has no excess and I am reluctant to change coz all new ones seem to have an excess now - part of my policy allows me to get cash back over the years membership.) [I play the frequent flyer "game" and quite frankly even the most complicated aspects of that are way simpler than private health schemes in Australia.] To be honest the whole public/private split in Australia is confusing and complicated. I'm with Medibank and it has it's "own" providers - if I visit one I will not be out of pocket...depending upon what they are providing. Initially though you will be on a different policy because you don't have permanent residency. I guess it will be more akin to a travel insurance policy. That is what I would do now I have plenty of hindsight!! [/QUOTE]
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Coming to live in Aus, need some help with health insurance
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