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Do you need to put the pump on your house insurance?
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<blockquote data-quote="Fallen_skydive_angel" data-source="post: 389095" data-attributes="member: 72561"><p>Hi all, I used to work in insurance and am now on a pump myself (as of 18/3/13) and feel I need to make you aware of the issues around insurance for it. There's also documented info online regarding this, although I can't remember where. But unless your local NHS PCT (primary care trust) is willing to put in writing to you and state that you legally own your pump, then you should not have to insure it. Many trusts are reluctant to sign over ownership to the pump wearer as its such an expensive piece of kit (which should be regardless since once it's allocated to someone they can never give it to anyone else). However, due to this fact, it therefore means if anything goes wrong etc requiring insurance cover, then it falls to the OWNER of the pump. You can not insure something which is not yours to insure, and neither should you have to. If the PCT is unwilling to legally, in writing sign over ownership, then the responsibility of insurance falls to them - they own it. Hope this helps. </p><p></p><p></p><p>Sent from the <a href="http://www.diabetes.co.uk/app/?utm_source=sig&utm_medium=txt&utm_campaign=appsig" target="_blank">Diabetes Forum App</a></p></blockquote><p></p>
[QUOTE="Fallen_skydive_angel, post: 389095, member: 72561"] Hi all, I used to work in insurance and am now on a pump myself (as of 18/3/13) and feel I need to make you aware of the issues around insurance for it. There's also documented info online regarding this, although I can't remember where. But unless your local NHS PCT (primary care trust) is willing to put in writing to you and state that you legally own your pump, then you should not have to insure it. Many trusts are reluctant to sign over ownership to the pump wearer as its such an expensive piece of kit (which should be regardless since once it's allocated to someone they can never give it to anyone else). However, due to this fact, it therefore means if anything goes wrong etc requiring insurance cover, then it falls to the OWNER of the pump. You can not insure something which is not yours to insure, and neither should you have to. If the PCT is unwilling to legally, in writing sign over ownership, then the responsibility of insurance falls to them - they own it. Hope this helps. Sent from the [url=http://www.diabetes.co.uk/app/?utm_source=sig&utm_medium=txt&utm_campaign=appsig]Diabetes Forum App[/url] [/QUOTE]
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