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No results or symptoms (I never had any at all) suggest that I am diabetic
I think you need to shop around. I declared my diabetes but it didn't affect the price.The only thing really that it affects is that I have to pay more if I want diabetes to be covered on my travel insurance
I did get quotes from different insurers. Most put on a pre-existing medical condition premium on when I declared T2 diabetes in the medical screening questions. It might not be due entirely to the T2 as I also declared depression and hypothyroidism.I think you need to shop around. I declared my diabetes but it didn't affect the price.
The one that I am looking at (12 months including USA) asks no medical questions, just says that it will not cover any pre-existing condition. I am happy to take a chance that I won't have any blood sugar issues, but they say that this may affect heart attack or stroke as these are 'caused by diabetes'. Obviously a heart attack without cover in the USA could potentially bankrupt most people so one hell of a risk. Hence, being certified as having no existing conditions would be ideal.Even if my GP were to say I am no longer diabetic I think I would have to declare it for travel insurance as the question on the medical screening is 'Have you ever been diagnosed with....' iirc.
Surely your first week FBG and 6pm blood test results undermine your statement?! However you've done extremely well to loose the weight and fortunate enough for that change alone to 'fix' your blood sugar anomaly - well done!
ister?
If you haven't already checked it, get a quote from Insureandgo. I just found that if I take out their Annual Worldwide Gold cover, it still works out at less than I had been quoted by Staysure for a Single Trip. And the Insureandgo Gold policy covers trips up to 90 days.The one that I am looking at (12 months including USA) asks no medical questions, just says that it will not cover any pre-existing condition. I am happy to take a chance that I won't have any blood sugar issues, but they say that this may affect heart attack or stroke as these are 'caused by diabetes'. Obviously a heart attack without cover in the USA could potentially bankrupt most people so one hell of a risk. Hence, being certified as having no existing conditions would be ideal.
I have found an option where insurance is based on a medical examination, which would be the best issue I think. So long as GP has performed certain tests in last 6 months, e.g. blood pressure, HbA1c, cholesterol and a handful of others the insurance can be arranged without any extra testing, just a copy of your results is fine.
Have you tried HolidayRisk.com? For myself and my wife, the total premium for 2 weeks in Italy, was about £35 which included my diabetes (no extra) and my wife's multiple conditions including a heart attack. I found this company asked sensible questions. Not just "have you ever had a heart attack?" but "how long ago?", "are you still having treatment?" etc.Even if my GP were to say I am no longer diabetic I think I would have to declare it for travel insurance as the question on the medical screening is 'Have you ever been diagnosed with....' iirc.
If it is really as easy as it appears then more people would be able to do it perhaps - or was I just lucky - or is it an alternative reason, such as a different reason for the initial high values?
Thanks for your suggestion. I checked out holidayrisk this afternoon. Their annual policy doesn't cover trips over 31 days for over-65s. The cost for a single trip would have been just around £23 less than the Annual Worldwide Gold cover with Insureandgo, so I will be taking that as I might have other trips.Have you tried HolidayRisk.com? For myself and my wife, the total premium for 2 weeks in Italy, was about £35 which included my diabetes (no extra) and my wife's multiple conditions including a heart attack. I found this company asked sensible questions. Not just "have you ever had a heart attack?" but "how long ago?", "are you still having treatment?" etc.
My quote was almost £100 to cover T2, depression, hypothyroidism, and high cholesterol, for a single trip cover (57 days). But I will be over 65. Staysure didn't have Annual Worldwide cover for over 65s which would include trips over 31 days.I've just paid about £310 for an annual travel insurance with Staysure - my cover was £40.00 with diabetes, hypothyroidism and the fact that I was advised to take statins etc
We go to Cornwall every couple if years - rain or shine it's a great place to be! It was only last year, when he was 60, that my husband got his first passport so we are getting used to travelling abroad but still intend to holiday at home as well. We looked at going to the US but with insurance at £540.00 for one trip we've decided against it for now.It seems travel insurance varies a lot with age as well as declared medical conditions. My wife and I have been abroad every year for the past 20 or so years. This year we are going to Cornwall. It will be my 70th birthday so I was allowed to choose. So, no travel insurance, airport parking, security checks, waiting in departures, boring flight, car hire etc. I hate air travel as I did too much of it for work before I retired. Of course if the weather lets us down, I will be over-ruled and we will be back to Spain or Italy next year even with over 70's travel insurance!
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