It seems travel insurance varies a lot with age as well as declared medical conditions. My wife and I have been abroad every year for the past 20 or so years. This year we are going to Cornwall. It will be my 70th birthday so I was allowed to choose. So, no travel insurance, airport parking, security checks, waiting in departures, boring flight, car hire etc. I hate air travel as I did too much of it for work before I retired. Of course if the weather lets us down, I will be over-ruled and we will be back to Spain or Italy next year even with over 70's travel insurance!