Insurance

Yes lots of us use it

That's who I'm with @jimmysmith
Good luck

Yep that's who I use too. Better having it separately even if you have home insurance imao.

I got into a lot of issues trying to add to my home insurance 6+ yrs ago, they told me it was not coverable and that I'd need specialist insurance. Then with no notice cancelled my existing home insurance claiming their policy would not allow home owners to have two insurances at same time. So until I noticed a month later I had no insurance for my home contents. It was Towergate at the time.