Thank you for your reply. Much appreciatedType 2. No meds.
Absolutely no impact at all on any insurance. Although when looking for an annuity from a retirement pension fund, it was quite advantageous - probably because they lump all diabetics together as one and think we all have a shorter life expectancy.
Thank you for your reply. Much appreciatedCar insurance - no impact on premium. The thing that effects the premium is the value of your car. If you are medically fit to drive & have a driving licence they don't care about anything else.
Home - no impact on premium. They are only interested in the rebuild cost of the house & how likely it is to get flooded/fall down!
Travel - there is an impact on premium because this covers medical treatment when you are abroad. Have you tried doing a money supermarket type search - pick a holiday destination and date and ask for quotes with no pre-declared health conditions, then with type 1 and again with type 2. Then you can see what the difference is.
Seems odd not to be considering life insurance and critical illness cover - as the premiums here will be directly related to the insureds health.
Also, contents insurance. Did you know if you get a pump on the NHS the patient is responsible for insuring it? This can sometimes be covered under your contents insurance, but will have an impact on premiums.
Just a few ideas of things to google
Thank you for your reply. Much appreciatedNot sure if you want to include this, but an addional insurance I had to buy as a condition from the ccg funding, was for my insulin pump. I tried to add it on to house insurance, but my compaany were not very helpful, so ended up taking specialist insurance for pumps, at a cost of £7.99 per month
Thank you for your reply. Much appreciatedI'm on insulin but not cgm. It has no impact on my Car or Home insurance. It does affect some Travel Insurance but surprisingly with my Lloyds Bank bundled insurance, diabetes is what they call a 'No Screen' condition which means it has no effect on premiums as you don't need to tell them you have it. With previous Travel insurance it did affect the premium but I'm not sure by how much.
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