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Life insurance

sjpxman

Newbie
Messages
3
Hello all, I’m Stuart and I’m type 1. I’m looking to get life insurance but I am having trouble due to being diabetic and having asthma. Can anyone help?
 
When I needed to get life insurance for my mortgage application, I actually found out that I had it either from my employer or pension provider (I can’t remember which). It was enough for the bank to approve the application.

It could be worth checking whether you are covered this way. Most standalone insurers won’t cover anyone with a chronic health condition or will look for massive premiums.
 
You need to go to an insurance broker who specialises in policies for people with medical conditions. Try looking for a broker called Lifesearch. Or go to unbiased.co.uk who can put you in touch with other reputable brokers.
 
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