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<blockquote data-quote="Deleted member 596235" data-source="post: 2755950"><p>For Aussies, from Diabetes Australia...</p><p><strong><span style="font-size: 18px"><u>Can I get life insurance if I have been diagnosed with diabetes?</u></span></strong></p><p>You can get life insurance if you have been diagnosed with either </p><p>type 1 or type 2 diabetes, provided your diabetes has been well </p><p>managed for a period of at least 6 – 12 months. However, for those </p><p>people whose diabetes is well managed, they may <strong>or</strong> may not be </p><p>approved for life insurance if they have any additional health conditions.</p><ul> <li data-xf-list-type="ul">Coronary heart disease</li> <li data-xf-list-type="ul">Smoking</li> <li data-xf-list-type="ul">Obesity (BMI of 30 and above)</li> <li data-xf-list-type="ul">High blood pressure (which is <em>not</em> well managed)</li> </ul><p>Although diabetes is a serious medical condition, it doesn’t mean those </p><p>who live with it can’t take out a life insurance policy. The cost of life </p><p>insurance when you have diabetes tends to be higher compared to </p><p>those without it, as they're considered a higher risk for insurers. The </p><p>premium one pays depends on <u>how the life insurance company rates you</u>.</p></blockquote><p></p>
[QUOTE="Deleted member 596235, post: 2755950"] For Aussies, from Diabetes Australia... [B][SIZE=5][u]Can I get life insurance if I have been diagnosed with diabetes?[/u][/SIZE][/B] You can get life insurance if you have been diagnosed with either type 1 or type 2 diabetes, provided your diabetes has been well managed for a period of at least 6 – 12 months. However, for those people whose diabetes is well managed, they may [B]or[/B] may not be approved for life insurance if they have any additional health conditions. [LIST] [*]Coronary heart disease [*]Smoking [*]Obesity (BMI of 30 and above) [*]High blood pressure (which is [I]not[/I] well managed) [/LIST] Although diabetes is a serious medical condition, it doesn’t mean those who live with it can’t take out a life insurance policy. The cost of life insurance when you have diabetes tends to be higher compared to those without it, as they're considered a higher risk for insurers. The premium one pays depends on [u]how the life insurance company rates you[/u]. [/QUOTE]
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