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Type 1 Diabetes
Private Health Insurance /Foreign insurance
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<blockquote data-quote="Melgar" data-source="post: 2719244" data-attributes="member: 520626"><p>[USER=529316]@holdem[/USER] There are private healthcare groups (in Canada, I would think you can get the same in the US) that will cover pre-existing conditions, but the coverage is significantly reduced across all categories. I have two health plans with the same company. The first is a ‘group insurance plan‘ from work. I am now retired, but I still get it as a taxable benefit. There are however significant limits set on coverage. The second policy is called an individual policy. Again I chose a plan that covered pre-existing conditions. There are limits to this one too . I pay around $160 per month for it. It covers the usual like drugs , limited hospital stays , dental . There are of course upper limits, and these will be significantly lower than plans that exclude pre-existing conditions. My individual plan has better coverage than my group plan. I keep the group plan because I pay next to nothing for it.</p><p>In Canada , outside of the private health plans, Provincial Health care plans will cover insulin. This is something the government has implemented during this parliament. So if you have legal status in Canada then you would be covered for insulin, I believe.</p><p>I don’t know if anyone from the US wants to chip in.</p><p>Edited to tag the OP.</p></blockquote><p></p>
[QUOTE="Melgar, post: 2719244, member: 520626"] [USER=529316]@holdem[/USER] There are private healthcare groups (in Canada, I would think you can get the same in the US) that will cover pre-existing conditions, but the coverage is significantly reduced across all categories. I have two health plans with the same company. The first is a ‘group insurance plan‘ from work. I am now retired, but I still get it as a taxable benefit. There are however significant limits set on coverage. The second policy is called an individual policy. Again I chose a plan that covered pre-existing conditions. There are limits to this one too . I pay around $160 per month for it. It covers the usual like drugs , limited hospital stays , dental . There are of course upper limits, and these will be significantly lower than plans that exclude pre-existing conditions. My individual plan has better coverage than my group plan. I keep the group plan because I pay next to nothing for it. In Canada , outside of the private health plans, Provincial Health care plans will cover insulin. This is something the government has implemented during this parliament. So if you have legal status in Canada then you would be covered for insulin, I believe. I don’t know if anyone from the US wants to chip in. Edited to tag the OP. [/QUOTE]
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