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Type 1 Diabetes
Struggling to find life insurance (mortgage cover) with type 1
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<blockquote data-quote="hsw" data-source="post: 1998960" data-attributes="member: 501203"><p>Thank you so much for your reply. I applied for life insurance decreasing mortgage cover only. I would like critical illness/income protection but know that is hard to find. </p><p>I have seen my GP report already and don't think it misrepresents anything but knowing what Legal and General say will help to understand more. </p><p></p><p>It is useful to know also what you have said about balancing the risk and the 'book'; perhaps L&G met their quota of risky T1s this month already(!?!) </p><p>I will take on board avoiding too many quotes. It's a bit of a catch 22 as I need life cover and won't always know if they will offer coverage until I create a formal application but knowing more about a specialist provider will probably help me understand the likelihood up front. I found an company called The Insurance Surgery through this website and have contacted them to obtain a quote. Has anyone here used them?</p></blockquote><p></p>
[QUOTE="hsw, post: 1998960, member: 501203"] Thank you so much for your reply. I applied for life insurance decreasing mortgage cover only. I would like critical illness/income protection but know that is hard to find. I have seen my GP report already and don't think it misrepresents anything but knowing what Legal and General say will help to understand more. It is useful to know also what you have said about balancing the risk and the 'book'; perhaps L&G met their quota of risky T1s this month already(!?!) I will take on board avoiding too many quotes. It's a bit of a catch 22 as I need life cover and won't always know if they will offer coverage until I create a formal application but knowing more about a specialist provider will probably help me understand the likelihood up front. I found an company called The Insurance Surgery through this website and have contacted them to obtain a quote. Has anyone here used them? [/QUOTE]
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Struggling to find life insurance (mortgage cover) with type 1
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