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Travel Insurance and Full Disclosure
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<blockquote data-quote="Diamattic" data-source="post: 1015494" data-attributes="member: 138639"><p>I purchased travel insurance last summer for the coming year. They stated in the terms and services that they may refuse claims related to a previously diagnosed illness regardless of what it may be UNLESS it has been stable for min 8 months, and they defined 'stable' as no change in medication or treatment options as verified by your doctor. </p><p></p><p>So this means if you just had a heart attack and went away and had a heart attack they would not cover you. But also if you have T1D they WOULD cover me because my treatment has never changed (its always been insulin, injected with meals) and as long as I did not have a hypo that put me in the hospital i would be considered 'Stable' and covered. </p><p></p><p>They said even if i wasnt stable they would cover everything non diabetes related anyway so I think its still worth buying if thats the case.</p></blockquote><p></p>
[QUOTE="Diamattic, post: 1015494, member: 138639"] I purchased travel insurance last summer for the coming year. They stated in the terms and services that they may refuse claims related to a previously diagnosed illness regardless of what it may be UNLESS it has been stable for min 8 months, and they defined 'stable' as no change in medication or treatment options as verified by your doctor. So this means if you just had a heart attack and went away and had a heart attack they would not cover you. But also if you have T1D they WOULD cover me because my treatment has never changed (its always been insulin, injected with meals) and as long as I did not have a hypo that put me in the hospital i would be considered 'Stable' and covered. They said even if i wasnt stable they would cover everything non diabetes related anyway so I think its still worth buying if thats the case. [/QUOTE]
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