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<blockquote data-quote="Dennis" data-source="post: 60689" data-attributes="member: 1338"><p>It is probably quite timely that this topic has been resurrected, this being the time of year that many review their holiday travel insurance needs. I would like to take the opportunity of updating information I provided on the previous page back in 2007. At that time Norwich Union were one of the best and cheapest providers of travel insurance for diabetics. However in autumn of 2008 they changed their policy. They will now offer travel insurance <u><strong>but will not cover any pre-existing condition.</strong></u> So on an NU travel policy you would not be covered for any diabetes related medical treatment you might need while on holiday. Everything else would be covered as normal though (e.g. theft/loss of baggage, flight delays, unavoidable cancellation - other than due to a diabetes problem, etc).</p><p></p><p>The same stance seems to be taken by most of the well-known insurers. However, I have found that there are smaller specialist insurers who specialise in providing cover for diabetes. I got quotes from a couple and found that their cover (including all pre-existing conditions) was not only cheaper than NU (who would not cover existing conditions) but the cover they provide is actually of a far higher value (e.g. winter sports cover at no extra cost). The one I eventually chose was the one advertised on our own website:</p><p><a href="http://www.diabetes.co.uk/guide-to-diabetic-travel-insurance.asp" target="_blank">http://www.diabetes.co.uk/guide-to-diab ... urance.asp</a></p><p></p><p>If you shop around you may find that you can get a cheaper quote, but you need to check the small print very carefully to ensure that they will pay out for any diabetes related medical expenses incurred whilst you are on holiday.</p></blockquote><p></p>
[QUOTE="Dennis, post: 60689, member: 1338"] It is probably quite timely that this topic has been resurrected, this being the time of year that many review their holiday travel insurance needs. I would like to take the opportunity of updating information I provided on the previous page back in 2007. At that time Norwich Union were one of the best and cheapest providers of travel insurance for diabetics. However in autumn of 2008 they changed their policy. They will now offer travel insurance [u][b]but will not cover any pre-existing condition.[/b][/u] So on an NU travel policy you would not be covered for any diabetes related medical treatment you might need while on holiday. Everything else would be covered as normal though (e.g. theft/loss of baggage, flight delays, unavoidable cancellation - other than due to a diabetes problem, etc). The same stance seems to be taken by most of the well-known insurers. However, I have found that there are smaller specialist insurers who specialise in providing cover for diabetes. I got quotes from a couple and found that their cover (including all pre-existing conditions) was not only cheaper than NU (who would not cover existing conditions) but the cover they provide is actually of a far higher value (e.g. winter sports cover at no extra cost). The one I eventually chose was the one advertised on our own website: [url=http://www.diabetes.co.uk/guide-to-diabetic-travel-insurance.asp]http://www.diabetes.co.uk/guide-to-diab ... urance.asp[/url] If you shop around you may find that you can get a cheaper quote, but you need to check the small print very carefully to ensure that they will pay out for any diabetes related medical expenses incurred whilst you are on holiday. [/QUOTE]
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