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Diabetes Soapbox - Have Your Say
Travel Insurance Grrrrrr!!!
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<blockquote data-quote="Dennis" data-source="post: 362957" data-attributes="member: 1338"><p>I agree that you won't go far wrong with Amex in terms of service. They are after all an American company and they do customer service really well. Unlike too many British insurers who's main aim seems to be finding more and more ingenious ways of ripping off their customers.</p><p></p><p>However, this comes at a price and Amex are pretty pricey compared with the few UK insurers who offer good service. I mentioned the two best ones I have come across in recent years for annual policies in an earlier post. I have also heard good reports about Tesco and Sainsburys for low cost insurance, but both of them come pretty near the bottom of the list when it comes to meeting claims - they just refuse to pay.</p><p></p><p>A lot of people swear by their bank account package which often comes with "free" travel insurance. I certainly wouldn't rely on this as the banks have been very severely criticised for misleading customers about what is covered, providing lower cover than the industry standard and for refusing to pay even straightforward claims. So much so that this type of bundled package is now in the process of being banned.</p><p></p><p>I have tried the "specialist" diabetes insurers recommended by Diabetes UK and by this website, but both were ridiculously expensive, quoting respectively £960 and £1008 for an annual policy that I got elsewhere for £240.</p><p></p><p>Personally I think the best bet is to do an online cost comparison, make a shortlist of the ones that look best in terms of what cover they offer and cost, and then search for online reviews - you will soon learn which ones rip off their customers and which have a good reputation.</p><p></p><p>Dennis</p></blockquote><p></p>
[QUOTE="Dennis, post: 362957, member: 1338"] I agree that you won't go far wrong with Amex in terms of service. They are after all an American company and they do customer service really well. Unlike too many British insurers who's main aim seems to be finding more and more ingenious ways of ripping off their customers. However, this comes at a price and Amex are pretty pricey compared with the few UK insurers who offer good service. I mentioned the two best ones I have come across in recent years for annual policies in an earlier post. I have also heard good reports about Tesco and Sainsburys for low cost insurance, but both of them come pretty near the bottom of the list when it comes to meeting claims - they just refuse to pay. A lot of people swear by their bank account package which often comes with "free" travel insurance. I certainly wouldn't rely on this as the banks have been very severely criticised for misleading customers about what is covered, providing lower cover than the industry standard and for refusing to pay even straightforward claims. So much so that this type of bundled package is now in the process of being banned. I have tried the "specialist" diabetes insurers recommended by Diabetes UK and by this website, but both were ridiculously expensive, quoting respectively £960 and £1008 for an annual policy that I got elsewhere for £240. Personally I think the best bet is to do an online cost comparison, make a shortlist of the ones that look best in terms of what cover they offer and cost, and then search for online reviews - you will soon learn which ones rip off their customers and which have a good reputation. Dennis [/QUOTE]
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