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Travel Insurance Grrrrrr!!!
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<blockquote data-quote="Anonymous" data-source="post: 385896"><p>Here's the relevant section (I've highlighted the dodgy bits). Being automatically covered is not the same as receiving written confirmation as instructed. If you trust the company, then do nothing. Personally, I would follow the instructions and be squeaky clean.</p><p></p><p>This insurance policy is designed to cover </p><p>you for unforeseen accidents and illnesses </p><p>occurring during the period of Insurance.</p><p><strong>You must comply with the following conditions </strong></p><p><strong>to have the full protection of your policy</strong>. If you </p><p>do not comply we may at our option cancel </p><p>the policy or refuse to deal with your claim or </p><p>reduce the amount of any claim payment. </p><p><strong>Unless you have been given our written </strong></p><p><strong>agreement, you will not be covered under:</strong> </p><p>• section A – Cancellation or curtailment </p><p>charges, </p><p>• section B – Emergency medical and </p><p>other expenses, </p><p>• section C – Hospital benefit and </p><p>• section D – Personal accident </p><p><strong>For any claims arising directly or indirectly </strong></p><p><strong>from:</strong></p><p><strong>a) Any medical condition which falls under </strong></p><p><strong>either i) or ii) below unless you have </strong></p><p><strong>consulted us on 0800 731 4044 or visited us </strong></p><p><strong>at <a href="http://www.lloydstsb.com/travelinsurance" target="_blank">http://www.lloydstsb.com/travelinsurance</a> and </strong></p><p><strong>we have agreed, in writing, to cover you:</strong></p><p>i) Any medical condition which falls into </p><p>any of the following categories which </p><p>you have, or have had, at the time of </p><p>purchasing this insurance and for which </p><p>you have ever received, or are waiting </p><p>to receive, treatment (including surgery, </p><p>tests or investigations): </p><p>• Cardiovascular condition (any</p><p>condition relating to the heart, </p><p>arteries, veins or blood pressure)</p><p>• Respiratory condition (any condition</p><p>relating to the lungs or breathing) </p><p>• Stroke</p><p>• Cancer</p><p>• High cholesterol</p><p>•<strong>Diabetes</strong></p></blockquote><p></p>
[QUOTE="Anonymous, post: 385896"] Here's the relevant section (I've highlighted the dodgy bits). Being automatically covered is not the same as receiving written confirmation as instructed. If you trust the company, then do nothing. Personally, I would follow the instructions and be squeaky clean. This insurance policy is designed to cover you for unforeseen accidents and illnesses occurring during the period of Insurance. [b]You must comply with the following conditions to have the full protection of your policy[/b]. If you do not comply we may at our option cancel the policy or refuse to deal with your claim or reduce the amount of any claim payment. [b]Unless you have been given our written agreement, you will not be covered under:[/b] • section A – Cancellation or curtailment charges, • section B – Emergency medical and other expenses, • section C – Hospital benefit and • section D – Personal accident [b]For any claims arising directly or indirectly from: a) Any medical condition which falls under either i) or ii) below unless you have consulted us on 0800 731 4044 or visited us at [url=http://www.lloydstsb.com/travelinsurance]http://www.lloydstsb.com/travelinsurance[/url] and we have agreed, in writing, to cover you:[/b] i) Any medical condition which falls into any of the following categories which you have, or have had, at the time of purchasing this insurance and for which you have ever received, or are waiting to receive, treatment (including surgery, tests or investigations): • Cardiovascular condition (any condition relating to the heart, arteries, veins or blood pressure) • Respiratory condition (any condition relating to the lungs or breathing) • Stroke • Cancer • High cholesterol •[b]Diabetes[/b] [/QUOTE]
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