- Messages
- 11,320
- Type of diabetes
- I reversed my Type 2
- Treatment type
- Diet only
We often see threads from posters wondering if they need to declare their diabetes to their travel insurer when travelling abroad. Whilst the condition that befell this guy may not be related to diabetes, it perfectly illustrates what can happen when someone, for whatever reason, fails to disclose material information.
http://www.dailymail.co.uk/health/a...g-declare-pre-existing-medical-condition.html
If in doubt, declare something and ask your insurer to confirm to you, in writing (an email would be fine), that you continue to be fully covered in the light of your disclosure. Of course, they may adjust the premium to reflect the declaration you make, depending on its nature, but is it easier to find a few extra pounds for a premium than tens of thousands of pounds for unexpected treatment?
Whilst unpalatable, we all know which makes sense.
http://www.dailymail.co.uk/health/a...g-declare-pre-existing-medical-condition.html
If in doubt, declare something and ask your insurer to confirm to you, in writing (an email would be fine), that you continue to be fully covered in the light of your disclosure. Of course, they may adjust the premium to reflect the declaration you make, depending on its nature, but is it easier to find a few extra pounds for a premium than tens of thousands of pounds for unexpected treatment?
Whilst unpalatable, we all know which makes sense.