I'm surprised it has taken so long for this topic to appear on the forum.
I will be voting No and have always had that opinion from the outset.
Things seemed to be going well in the polls until about 10 days ago when the one in favour of a yes vote appeared and I now think there is a real possibility of that coming about.
I guess the question has to be asked, what are we actually independent from? We're all still on this same rock floating about. We already have our own Police Force, our own justice system, our own education system, our own NHS.
The one thing that the SNP won't tell you is the reason that the Union came about in the first place, Scotland was bankrupt. We've got all these natural resources now though

can't wait for petrol to be free
The NHS is a really contentious issue up here in the debate. As many of us do, I rely on the NHS, I would not be here without it. I've never been failed with it with regards to my Diabetes and I'm worried that may change in an independent country. We have been failed as a family however as we have been waiting for speech therapy for our 2 year old since March and they are meant to see you within 12 weeks. At the last check we were 12th in the queue.
Its also said that there would be no border controls, but an independent Scotland would have a more relaxed migration controls so there would have to be some sort of border control.
I'm also not a big fan of the stance which has been coming out saying, oh we like that so it'll be the same etc. The Yes campaign have criticised the No campaign of Scaremoungering, but they've been doing exactly the same thing.
Some of the comments above are typical of the comments posted online about the referendum and Scots in general. To be fair, your entitled to your view and I do not blame you. The original idea was for Yes/No/Devo Max. If that was the case there is no question, Yes would not have won. Now the question is effectively Yes/Devo Max.
Sorry if that doesn't make much sense, just a bit of a brain dump and i'll get off my soapbox now.