Never hired a car.. 3 year restricted too. However I've been given loan cars by garages while mine was in "dry dock".. Works vans & stuff all on "fleet insurance".. With no issues either..
Lol, I got stopped by Dutch cops in north Holland once with an outa date licence. (The new one was sitting in an envelope at home on the shelf.)
a brief explaination of this. (They can check.) and an "OK. Enjoy your holiday!" Then sent on my way...
To,coin a phrase not so much as an eyelid..!