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Driving and DVLA
How much did your car insurance increase by?
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<blockquote data-quote="DizzyChick" data-source="post: 810884" data-attributes="member: 155129"><p>I previously had a 2004 vauxhall corsa and my insurance was just under £400 I was spending too much money on it so decided to treat myself to a brand new 15 plate corsa and my insurance has come down by £100.00 I questioned this as thought by having a new car it would increase as it is worth more money! I was told it was correct and they work the premiums out on the percentage of claims they have had for that model. the other point is the lower value your car is the more chance that if you had an accident it would be a write off as if the cost of repairs are 65% or more of the value they won't repair it so it would be more costly for the insurance company. My insurance are aware I am type 2 on medication but this has no impact on my premium</p></blockquote><p></p>
[QUOTE="DizzyChick, post: 810884, member: 155129"] I previously had a 2004 vauxhall corsa and my insurance was just under £400 I was spending too much money on it so decided to treat myself to a brand new 15 plate corsa and my insurance has come down by £100.00 I questioned this as thought by having a new car it would increase as it is worth more money! I was told it was correct and they work the premiums out on the percentage of claims they have had for that model. the other point is the lower value your car is the more chance that if you had an accident it would be a write off as if the cost of repairs are 65% or more of the value they won't repair it so it would be more costly for the insurance company. My insurance are aware I am type 2 on medication but this has no impact on my premium [/QUOTE]
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