It is not unheard of to need different ratios at different times of the day.
For example, due to the Dawn Phenomenon, we may be slightly insulin resistant at breakfast time so need more insulin for the same amount of carbs. Many pump users have their pumps set up this way.
The advantage of a pump is that it takes care of all of this but, if you have to do your own calculation, it gets a bit complex when on injections so, usually, it's all simplified: same amount of basal all day every day and same ratio all day every day.
There are some meters available which allow you to program different ratios and let it do all the calculations. I tried one of these for a short while but, personally, felt I spent far too long pressing buttons to enter my carbs and wait for it to do the calculations that I gave up. But my ratios were pretty straightforward so I could just do arithmetic in my head.
Anyway, I digress slightly.
It may be worthwhile trying a slightly different ratio for lunch with less insulin and see how that works ... if you can bear to do the calculations.