Life insurance with type1

M

mp3loverontoast

Newbie
Messages
3
Type of diabetes
Type 1
Treatment type
Insulin
Hiya, not sure I'm posting under the right topic
Hopefully getting a mortgage soon but just been looking at life insurance and seems to be seriously expensive as a T1. Does anyone have any go to's or recommendations for us T1's to get a decent deal or a company that specialises.

Cheers D
 
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T

Trishhh

Active Member
Messages
40
Type of diabetes
Family member
Treatment type
I do not have diabetes
I'm wondering the same thing, but it seems that getting a reply here is as difficult as getting insurance
 
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Ushthetaff

Ushthetaff

Well-Known Member
Messages
895
Type of diabetes
Type 1
Treatment type
Insulin
Dislikes
Mountain out of mole hill makers ,queues , crowds , shopping on a Saturday hmm just shopping I guess no matter what day it is
I do remember going for a bank loan years ago , the guy was obviously trying to sell life insurance also , I told him I was type 1 diabetic the reaction I got was like I peed on his kids , needless to say I never got life insurance , he did tell me diabetes was a “” no no “ with regard life insurance , I didn’t mind as I was covered by work at the time , these days I’ve just taken out some over 50s life cover to help with funeral expenses ,
 
TheSecretCarbAddict

TheSecretCarbAddict

Well-Known Member
Messages
69
Type of diabetes
Type 2
Treatment type
Tablets (oral)
I got mine as T2 through a broker called the Insurance Surgery a few years back. The reason I went with them was that they spent time with me going through all the medical stuff and were very patient with all my questions. It is not cheap, though, like taking out a second mortgage. The insurance policy is with L&G.
 
Lakeslover

Lakeslover

Well-Known Member
Messages
424
I used to work for a large life insurance company. Life insurance will always be more expensive for people with diabetes But it is available. The best way to find out what is available is to use a broker which specialises in people with medical conditions. Lifesearch are one big firm who do this (note I have no connection personally with them).
 
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R

rossbz

Newbie
Messages
2
Type of diabetes
Type 2
Treatment type
Tablets (oral)
Hi , yes it is possible, i am a mortgage broker/protection advisor.
 
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