sterling
Well-Known Member
A short abstract of an article is presented here:
http://www.ncbi.nlm.nih.gov/pubmed/20042534
"Subjects were a mean (SD) age of 60.7 (8.6) years, had a blood pressure of 141/83 (17/10) mm Hg, total cholesterol level of 4.5 (0.75) mmol/L, HDL cholesterol level of 1.2 (0.29) mmol/L, with median (interquartile range [IQR]) known diabetes duration of 6 (3-11) years, and HbA(1c) of 8.0% (7.2-9.0). Sixty-five percent were male, 91% white, 4% Afro-Caribbean, 5% Indian-Asian, and 15% current smokers. The UKPDS Outcomes Model median (IQR) estimated age at death was 76.6 (73.8-79.5) years compared with 81.6 (79.4-83.2) years, estimated using the UK Government Actuary's Department data for a general population of the same age and gender structure."
So the difference between the average person's life expectance and that of a diabetic could be 81.6 minus 76.6 = 5 years.
But, the article goes on to say UK Government Actuary's Department data suggests 4.3 years.
"The UK Government Actuary's Department data overestimate likely age at death in individuals with type 2 diabetes, and at present, ''enhanced impaired life annuity'' rates do not provide equity for people with type 2 diabetes."
Are enhanced impaired life annuities poor value for diabetics? Should diabetics avoid annuities in favour of drawdown?
http://www.ncbi.nlm.nih.gov/pubmed/20042534
"Subjects were a mean (SD) age of 60.7 (8.6) years, had a blood pressure of 141/83 (17/10) mm Hg, total cholesterol level of 4.5 (0.75) mmol/L, HDL cholesterol level of 1.2 (0.29) mmol/L, with median (interquartile range [IQR]) known diabetes duration of 6 (3-11) years, and HbA(1c) of 8.0% (7.2-9.0). Sixty-five percent were male, 91% white, 4% Afro-Caribbean, 5% Indian-Asian, and 15% current smokers. The UKPDS Outcomes Model median (IQR) estimated age at death was 76.6 (73.8-79.5) years compared with 81.6 (79.4-83.2) years, estimated using the UK Government Actuary's Department data for a general population of the same age and gender structure."
So the difference between the average person's life expectance and that of a diabetic could be 81.6 minus 76.6 = 5 years.
But, the article goes on to say UK Government Actuary's Department data suggests 4.3 years.
"The UK Government Actuary's Department data overestimate likely age at death in individuals with type 2 diabetes, and at present, ''enhanced impaired life annuity'' rates do not provide equity for people with type 2 diabetes."
Are enhanced impaired life annuities poor value for diabetics? Should diabetics avoid annuities in favour of drawdown?
