Hi John,
Interesting question as I just had a similar situation and my numbers are almost exactly the same as yours. LDL - 3.27, HDL - 1.93, Trigs .52, total cholesterol - 5.44. My doctor wanted me to go on Statins due to the LDL number but I told him no due to the other two markers. I'm not convinced that higher LDL is necessarily bad and there's a growing body of evidence that LDL is not the bogeyman that it's been made out to be. After refusing the prescription from my GP he asked if I would see a cardiologist, basically to get the specialist to talk me into it, which I agreed to.
Last week I met with the cardiologist who took a look at my numbers, including my A1C (5.8) and said he didn't understand how they could be as good as they are without meds. I had already explained that I was following a keto diet, which initially he said was a bad idea but by the end of the consultation he was a different doctor, admitting that recent studies in fat concur with my stance. In his opinion, I do not need statins and he stated that he considered me a low risk for cardiovascular disease pending a stress test, which I'm doing this week.
Studies show that increased saturated fat intake for the three days prior to your blood test will lower your LDL significantly, yes I did say INCREASED fat intake, counter intuitive I know, but it works. I know of people that will eat large amounts of fat prior to their blood work just to shut their doctor up. Statins have many negative side effects and should be avoided in my humble opinion. Do some research, look at Dr. David Diamond's work and you'll get a better idea of what I'm talking about.
Good luck!