That's actually pretty accurate and that's coming from someone who lives here in the US. I guess the only difference is that I wouldn't say that $130/month is a lot of money for something that keeps you alive. Then again, I live in a country where healthcare is considered a privilege rather than an entitlement.
I'm sure the next response I'll get is: "But what about the people who do think $130/month is a lot of money?"
Answer: Again, we have government assistance like Medicare, Medicaid, Unemployment, Social Security, Disability, etc that are designed to help those people who can't afford $130/month.
There are ABSOLUTELY a number of people who get scr**ed by the US healthcare system, but it's usually not the poor and it's a lot smaller group of people than most realize. As I've said before, it's the people who are just wealthy enough to not be considered poor, don't qualify for government assistance, and don't have health insurance through work are the ones that often have it worst.
Many of you probably won't like me saying this, but it's the truth. The fact of the matter is that the US healthcare system subsidizes the rest of the world's healthcare. Honestly, we could make a few very small changes to our healthcare system, and it could easily cover 100% of our citizens. Unfortunately, we'd probably start a world war in the process as most countries wouldn't be very happy with that.