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Insulin pump insurance.

Discussion in 'Insulin Pump Forum' started by eventhorizon, Jul 15, 2019.

  1. eventhorizon

    eventhorizon Type 1 · Well-Known Member

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    Just started using a pump but have yet to insure it. Can anybody recommend a insurer? Thanks.
     
  2. helensaramay

    helensaramay Type 1 · Expert

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    There are dedicated pump insurers (I am sure someone will come along and tell you about them).
    However, I have just added mine to my house insurance ... it is covered under the same category as things like cameras that you take out sometimes. I had to declare it because of the value and it pushed up my household insurance about £20 per year, I think.
     
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  3. Chas C

    Chas C Type 1 · Well-Known Member

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  4. eventhorizon

    eventhorizon Type 1 · Well-Known Member

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    Many thanks. Now insured with these guys, they seemed like the only players in the market. I couldn't add to my home insurance but was worth a try. Anyway first night on a pump went ok bumping along low 4's all night.
     
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  5. Chas C

    Chas C Type 1 · Well-Known Member

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    Long story but my house insurance 7+ years ago got cancelled after I tried to add my pump and never found out for nearly 60 days. They claimed they would not insure medical equipment so just cancelled. Needless to say I changed house and pump.
     
  6. hboyt

    hboyt Type 1 · Well-Known Member

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    Sorry to be ignorant....but why do you get insurance for pumps? Doesn't the mfg replacement them if something goes wrong?
     
  7. helensaramay

    helensaramay Type 1 · Expert

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    They have a warranty if something goes wrong but that does not cover if you lose or damage the pump.
    It's just like a car - you car can be under warranty but if you drive it into a wall, you have to pay to get it straightened out.
     
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  8. eventhorizon

    eventhorizon Type 1 · Well-Known Member

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    And my pump is probably more valuable than my car!
     
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  9. hboyt

    hboyt Type 1 · Well-Known Member

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    Good to know! thanks for letting me know...i'll have to get it insured!
     
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