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Mortgage Life Cover

D

Dekman

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Any views and help here would very much appreciated. Im moving into a new home soon and I've been trying to arrange life cover for the mortgage. I can only describe the carry on ive experienced as bloody enraging. I had cover with my now ex wife up until recently, the "ex" "joint policy" side of things ended up with it getting cancelled. This policy was pretty reasonable, taken out 4 years ago with a medical condition increase on the premium at around £15 per month, around x2 on the basic price, not too bad. Ok, different story now. So far I've been quoted around x4, from legal and general ( mortgage comp. put me onto them ), and x3 from standard life, who would only cover me for HALF the mortgage term. This was the same company who I had the previous policy with. Reasons? My age (38), and medical condition (type 1 with no problems), nothing has changed since the previous policy. I don't have any complications or any other health issues so why are these companies trying to shaft me? Are there any companies out there who are reasonable? Anybody else out there with similar experiences? Would love to hear from you. Cheers
 
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