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Pump Insurance

  • Thread starter Thread starter Hooked
  • Start Date Start Date
Ok putting it another way if you lost or broke the loan pump and didn't have it insured why would the loaner replace it for you? (That's you without a pump for the rest of the pump warranty unless you can afford to stump up over two grand for a replacement), Insurers will insure for loaned or leased items including cars. Thus anything happens to the loaned item the owner is reimbursed not the person who has the item on loan
 
Incidentally, and out of interest.. Has anybody had to claim for a pump yet or lost or damaged theirs?

Personally, if its on me 99.9% of time I think I would only stand a very small less than 0.01% of anything happening to remote..

Wish I'd thought of setting up private pump insurance. I would be on my luxury yacht in the med by now!!


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There was someone on another forum who's child managed to shut their pump in the car door Someone else has owned up to having a puppy chew theirs whilst fast asleep, them not the pup being asleep Others have reported pumps being nicked whilst on holiday and detached from the pump whilst swimming. So it does happen.
 
I signed a form when given pump to confirm after a 3 month trial period I would be the owner of my pump and would have to insure it. separate named item on building and contents insurance, when.first done.no extra cost as I was half way through policy. Have since renewed policy and it was cheaper than last year. if anyones home insurance won't do it, get a policy from a different provider.

Type 1, pumping nova rapid
 

Actually, you've just reminded me that I had to get mine added on to insurance for day I collected it and had to sign a form too.



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Hi, My daughter is a recent pump and she was told by the dept to get it fully insured so It's now covered under my house insurance Aviva policy.
 
Well it is almost always the case that the CCG owns the pump, and usually the case that they can't afford to replace it if it's lost. So who suffers if the pump is lost? The patient does. This is the reason why the patient needs to insure it.

The HCPs who say the CCG "should" insure the pump are making a moral statement not a factual one. Unless you have it in writing that the CCG will replace your pump, insure it.

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Bad example. A better example would be if you were the keeper, but not the owner, of a valuable car loaned to you by someone, that you couldn't afford to replace, and needed for your livelihood.

It's perfectly possible to insure something that doesn't belong to you. You can get life insurance on someone else's life, for example.

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Mine's on home contents insurance too (Sheila's Wheels). I had to add it as a named item and upgrade the policy to cover accidental damage, but it worked out a lot cheaper than getting separate insurance.
 
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