The NHS notes that people with diabetes are at increased risk of dental problems.

Most people will need to pay for dental examinations and treatments. Exceptions include children, pregnant women and those with a valid HC2 certificate.

Problems with teeth and gums that are not treated quickly can develop into more serious problems. In addition, tooth and gum infections can also lead to problems with higher blood glucose levels

Benefits of dental health insurance

It’s hard to predict when problems with our teeth or gums may occur. If problems develop, the cost of treatments may become expensive.

Dental health insurance helps to ensure that if problems develop with your teeth, you are part or fully covered against the costs of different treatments, which could otherwise be problematic to finance.

Dental health plans can provide peace of mind financially as well as confidence in your own well being.

Many dental insurance plans will have a variety of levels to pick from so that you can pick a level of cover that is appropriate and affordable for you.

Common treatments covered by dental health insurance

Dental health insurance may cover some or all of the following benefits. In some cases, dental insurance will cover the cost of treatment up to a certain sum.


The NHS advises that typically you should have a dental examination every 6 months but some people may need dental examinations more often.

Dental hygienist visits

A dental hygienist helps you to keep your teeth and gums in good condition and can help to prevent common problems such as gum disease occurring or developing.


X-rays may be taken to diagnose problems within teeth, gums or the jaw.

Restorative treatments

Restorative procedures include replacing missing teeth, repairing damaged gums and root canal treatments.

Dental implants

Dental implants involve a metal rod being inserted which can hold dentures, crowns or bridges.

Dental accidents

Accidents affecting the teeth and/or gums are relatively common and may require treatments or surgery.

Cosmetic dental procedures

Including teeth whitening, tooth realignment and veneers.

Get our free newsletters

Stay up to date with the latest news, research and breakthroughs.

You May Also Like

Cost of Living Guide

With bills and the cost of food rising by unprecedented amounts, the…

Critical Illness Cover for Diabetes

Critical illness cover (CIC) is an insurance policy which provides financial protection…